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Archived Articles about Insurance
Primary Care Is Best By: Marcus Stalder
The article looks at how improvement at primary care level will save costs and increase the quality of care.(read entire article)(posted on: 2010-09-28)
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The Misconception Of A Minicab Business By: There is also the matter of wear and tear on your
There is also the matter of wear and tear on your vehicles. Minicabs cover a massive amount of miles every year and this will result, very regularly, in worn or broken components. Brake pads, gearboxes and clutches on taxis all do far more work than those on a ‘normal car’ and will need to be replaced frequently as a result. This can be a very costly business and, if you are not getting as many fares as you would like, then it can make a big difference to your profits.
It is also important to have a good level of minicab insurance cover for your vehicles as taxi drivers put themselves in far more danger than most other drivers because they are on the road for so many hours each day. The longer we spend behind the wheel of a car, the greater our chances will become of being involved in a collision. Even if we are exceptionally careful drivers, there are still plenty of other car owners out there who are not...
And these are only some of the problems, risks and expenses involved with providing your own taxi service. There are plenty of other factors to consider which make it far less appealing. For instance, just imagine how hot you get when you are sat around waiting for fares in the middle of summer. ‘But modern cars are fitted with air conditioning.’ You point out. Well yes, most of them are; but you can hardly sit with your engine running every time you stop!
However, one of the very largest dangers to be involved with minicab work has yet to be touched upon. It is a constant, niggling fear of any taxi driver and it is also one of the main reasons for having proper insurance for a minicab... it is robbery. When you are picking people up, you can never be totally sure of your safety. Thankfully, being robbed at knifepoint for your takings is not an everyday occurrence, but it is still a frightening possibility. If this ever does happen to you, then there is only ever one sensible option; give them the money! Being a hero is not worth the risk; your life is far more important than a few hundred pounds worth of fares.
So, you are probably beginning to see that running a minicab business isn’t quite as ‘cushy’ as you thought! In fact, it is full of risks, stress, expense and plenty of good old-fashioned hard work.(read entire article)(posted on: 2010-09-28)
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Captive Insurance Is The Best Available Alternative By: Jamie Hanson
Captive insurance company or insures are basically are subsidiary to a parent company. It is primarily a risk management technique that helps the person for re insurance from their subsidiaries.(read entire article)(posted on: 2010-09-27)
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Understanding Life Settlements By: Norris Rios
Life settlements are a tool that some senior citizens can really benefit from, but they must understand exactly how to use the strategy in order to benefit.(read entire article)(posted on: 2010-09-24)
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What Is Premium Financing? By: Norris Rios
If you cannot afford a life insurance policy but want to leave a legacy for your family, then you might consider premium financing.(read entire article)(posted on: 2010-09-24)
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Equity Indexed Life Insurance By: Norris Rios
Life insurance policies come in many shapes and sizes. One of the most interesting is an equity indexed life insurance policy(read entire article)(posted on: 2010-09-24)
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Insuring Your Home Business By: Norris Rios
If you don't disclose your home business to your home insurance company, you run the risk of having your claims denied.(read entire article)(posted on: 2010-09-24)
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Pets And Your Home Insurance Rate By: Norris Rios
Exotic pets, certain breeds of dogs and even some lizards can create more expensive homeowners insurance premiums.(read entire article)(posted on: 2010-09-24)
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Home Insurance On A Paid-off Home By: Norris Rios
It's not just people with a mortgage who need home insurance. Those without will benefit as well.(read entire article)(posted on: 2010-09-24)
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What Is Hipaa? By: Norris Rios
HIPAA is a protection act that protects your privacy and your right to carry insurance.(read entire article)(posted on: 2010-09-24)
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