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Archived Articles about Insurance
How Insurance Can Protect Your Work-in-progress By: Camper vans or motorhomes are often a common choic
Camper vans or motorhomes are often a common choice for anyone wanting to give something a new lease of life. The restoration of a vehicle can take a considerable amount of time, but it will normally be an incredibly rewarding experience. And returning a motorhome to its former glory can also be a great investment. Once it is completed, you will always have it for your holidays and you may even choose to hire it out!
But in the interim period, it is vital to keep it safe. The law states that if a vehicle is left parked on a public road, then it will need to have insurance. However, even if you are fortunate enough to have your own driveway, then it will still be prudent to keep your motorhome insured. After all, this ongoing project will be your pride and joy, so you will want to keep it as safe as possible.
There are the 3 very good reasons for having insurance in place...
1. Theft – Don’t let Your Motorhome be Driven Away!
Even before your motorhome is anywhere near completion, there is the chance of it being stolen. You may still have plenty of work to do, but if it is drivable, then it can be driven away by thieves! This is one of the biggest reasons for having your vehicle insured.
It is also a very good idea to take a few basic security measures… Fitting an anti-theft device is a simple and inexpensive matter. Or how about removing a small but vital component from the ignition system?
2. Vandalism – Protecting all of That Hard Work!
It is a sad fact of life that some people out there just love to destroy the property of others. And if that property happens to be something that you have spent months renovating, then it will be very upsetting indeed! A good, fully comprehensive insurance policy will mean that your vehicle is covered against any acts of vandalism.
Keeping your motorhome parked in a well-lit area will also act as a deterrent and it may even be worth installing a few more exterior lights.
3. Break-ins – Keeping the Thieves OUT!
Even specialised furniture or fittings are of value and can be a popular target for thieves. You may well have spent a small fortune getting the interior of your vehicle just how you want it so it is important to keep it safe. By purchasing your cover from a company who specialise in comprehensive motorhome insurance cover, you will normally receive an additional amount of protection for the inside of your vehicle.
It is also wise to have an alarm system fitted. These are far less expensive than they once were and can prove to be a very worthwhile investment!(read entire article)(posted on: 2010-10-14)
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Have You Been Declined Life Insurance? You May Still Be Eligible For Coverage By: Meiyoko Taylor
Purchasing affordable life insurance if you have a health ailment does not have to be frustrating! In this article, I will discuss three major choices you need to make before deciding on an insurance policy from a New Jersey life insurance company.(read entire article)(posted on: 2010-10-14)
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Some Ways To Save On Hgv Insurance By: This is the main reason for HGVs (or Heavy Goods V
This is the main reason for HGVs (or Heavy Goods Vehicles) requiring their own specific type of insurance. Whatever cargo is being carried by a vehicle, it will need to be covered for all possible eventualities.
With Heavy Good Vehicle insurance, there are two main types of cover. The first is designed for hauliers who are transporting their own goods whilst the other offers protection for companies carrying equipment that is meant for hire. Obviously, any haulage firm will know which of these policies is the most relevant to their type of business. All Heavy Goods Vehicle insurance will have certain basic protection (that is the law), but some insurers can offer you a far better deal than others. This may mean a more comprehensive level of protection to begin with or having the option of ‘add-ons’ for your cover.
In one way HGVs are just like cars as some will be cheaper to insure than others. All vehicles have a value attached to them and this can obviously have a large effect on your annual premium. And if a driver has any points on his/her licence, then this will also have a bearing on the cost of your cover. However, there are a few ways of paying less for vehicle insurance, even when it is for a HGV.
More Experience
Most insurance companies will be willing to reward anyone who has made an extra effect to reduce accidents. After all, the fewer collisions that occur, the better it will be for the insurer as well!
Why not consider sending your drivers on an advanced driving course? Once they have undergone training in crash reduction techniques it can make a substantial difference to the cost of your premium.
Go Online
Ninety-nine percent of the time, the internet will be the cheapest place to find your insurance. It is also quicker and easier than ringing around lots of different companies.
The other good points about using the Net to find your insurance are; no pushy sales staff to contend with, plenty of information about each policy and doing it all at a time that is convenient for you!
The More the Merrier
Most hauliers will have more than one HGV to their name and this can work in their favour. By taking out ‘Fleet Cover’ on three or more vehicles you can vastly reduce the cost of your insurance. This is also a great way of reducing unnecessary paperwork and it will mean not having to remember when policies are due for renewal on each of your vehicles!(read entire article)(posted on: 2010-10-13)
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Why Search Out For Auto Insurance Quotes Online By: Hillary Ross
Arguably the best way to shop for auto insurance quotes is by going online. Not only it is a convenient way to get a free quote, but you can compare quotes easily from company A versus company B.(read entire article)(posted on: 2010-10-13)
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Some Hints For Motor Home Holidays By: If you are using a motor home for your holiday, th
If you are using a motor home for your holiday, then here are a few things to bear in mind -
Check Each Site in Advance
For some reason there can be a certain snobbery attached to a small number of caravan sites. And this elitist minority will look down their noses at the likes of motor homes or camper vans! Exactly why this should be is all a bit of a mystery; after all, everyone pays the same ground rent. However, before going anywhere, it is always a good idea to check with a site in advance of your arrival. You do not want to turn up somewhere after a long drive only to find that ‘your sort’ are unwelcome...
Get Yourself a Good Insurance Policy
The last thing you will want to have on your holiday is an accident... but we should never rule it out! None of us can know what life has in store, so being properly protected is of paramount importance. But when you are looking around for motor home insurance quotes, you should always check that it will give you a maximum amount of cover. Don’t be taken in by ‘cheap and cheerful’ policies because they often won’t be worth the paper they are written on. It’s always worth paying a little bit extra and having proper peace of mind whilst you are away from home!
Take Plenty of Things to do
Britain is famous for its unpredictable weather, so it is always best to be prepared. This means wellies, raincoats and plenty of towels! If you are going away for a week and it never stops raining (or snowing!) then the chances are that you will spend quite a lot of time sitting in your motor home. Why not pack a few board games just in case? These can be a great way of staying sane when it is too wet to go out anywhere!
Keep it Safe
Whilst you are on holiday, your motor home will become your second home; so you need to think of it as such. If you are leaving your vehicle anywhere, then always make a point of double-checking that your windows and doors are locked. You should also ensure that none of your valuables are left on ‘display’...
This type of basic security can be so easily overlooked when you are on holiday and having fun... but thieves are well known for operating quickly. Given half a chance, they could break into your motor home and ruin your entire holiday within a very short space of time!(read entire article)(posted on: 2010-10-13)
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California Is Ahead Of The Game By: Marcus Stalder
The article looks at the imminent arrival of health insurance exchanges in California.(read entire article)(posted on: 2010-10-12)
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Insuring Your Life The Right Way By: Marcus Stalder
Buying life insurance is an important decision that can affect your family budget for years to come. So it is very important to shop for life insurance wisely by following these helpful tips.(read entire article)(posted on: 2010-10-12)
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Changing Address By: Marcus Stalder
The article reinforces the need to tell your insurance company if your vehicle is going to be stored at a different address.(read entire article)(posted on: 2010-10-12)
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Understanding Managed Care Plans By: Marcus Stalder
Health insurance comes in different forms and managed care plans are the most popular option today. Learn more about different types of managed car health insurance plans and their benefits.(read entire article)(posted on: 2010-10-12)
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Should There Be Federal Regulation? By: Marcus Stalder
The article looks at the high rates for home insurance being charged in Texas.(read entire article)(posted on: 2010-10-12)
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