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Enjoy Car Ownership With Novated Lease Agreement    By: Watt Thompson
Most people cannot imagine living without the freedom and convenience that ownership of a vehicle provides. But owning a car is not free from hassles. You either need to take a loan or make a sizeable payment upfront. Is there an alternative? Yes, you can own a car of your choice with novated lease. Novated lease is a method of salary packaging a car. Under this system the employee leases the car and the company owner takes on the employee's obligation of paying the monthly lease rental from the employee's pre-tax salary. In short, a novated lease is a three-way agreement between the employer, employee, and the lease company. Australian businesses offer employees novated lease as part of a financial package agreement. This type of alternative salary-sacrifice arrangement has become very popular with the employees. What Is So Special In This Type Of Auto Finance Arrangement? It is a slew of benefits that attracts people to novated lease arrangement. Savings On Tax * Tax authorities will consider your car as a company vehicle. So, you benefit on tax. * Goods and Service Tax (GST) credits on the initial vehicle purchase. * GST credits on running costs including all costs incurred on tires and fuel. * Lower taxation provided by fringe benefit tax when you package the entire lease through your pre-tax salary. Savings On Purchase Price * You can benefit from corporate fleet discount programs. * Fleet management will afford your savings on running costs when your car gets discounts on servicing and maintenance. Flexibility * The vehicle will be of your choice. * You have the option of building equity on your vehicle. If at the end of the lease period, the car's market value is higher, you benefit from the difference. * Even if you leave your present job, you can still novate the lease to your next employer, so the vehicle remains with you. How To Compute The Costs Involved In Novated Leasing? The costs that lead up to the total amount take into account the cost of the vehicle plus accessories, the lease term, the prevailing interest rates, and the computed market value of the car at the end of the lease term. Getting started The process is simpler than you think. Typically, it consists of the following steps. * Obtaining a quote from a dealer. * Submitting a credit application. * Confirmation of the credit approval by the car dealer. * Completion and submission of lease documents with necessary inputs from your employer. * Delivery of the vehicle. * Notification to your employers and arranging of payroll deductions. Once you take the delivery of the vehicle, do not forget to take all the benefits the dealer has offered with this form of auto financing. These can include roadside assistance and motor club membership. Most car dealers have extensive network of maintenance facilities where you can negotiate substantial discounts on labor cost and spare parts. Novated lease is packed with benefits. Do not miss the opportunity to save money as well as all the hassles to keep the car on the road.(read entire article)(posted on: 2011-08-08)
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Debit Card Loans: Use Debit Card To Obtain Sufficient Money With No Credit Checks    By: Tiffany Dow
debit card loans are an ultimate financial option that helps you to acquire easy financial help under emergency circumstances by using your debit card against the loan. This may help you to take care of your short term financial dues within sue time.(read entire article)(posted on: 2011-08-08)
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Instant Payday Loans-hassle Free Monetary Support In An Instant Manner    By: Terry Bock
One can swiftly grab the desired money without any fuss and trouble. It is the hassle free and immediate monetary aid that let you arrange the finances to fulfill your cash woes with ease. There will be no credit checking process and collateral demand is there in the application at all.(read entire article)(posted on: 2011-08-08)
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Instant Payday Loans-immediate Monetary Aid Against Your Monthly Income    By: Gatton Brian
The time you are facing some monetary troubles, here are instant payday loans for you. It is the hassle free and suitable monetary aid to meet your fiscal troubles right within least possible time. So, get applied with this loan and enjoy your financial aid for better and effective source of finance.(read entire article)(posted on: 2011-08-08)
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30 Day Loans - Get Monetary Support Within 30 Days    By: Jacab Roxy
The best kind of loan for your any sort of emergency, which can be a car repair or utility bills etc. be easily met through 30 day loans. As they are quick as well as easy to apply for.(read entire article)(posted on: 2011-08-08)
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Incorporating: The First Step For Your Small Business    By: Wall Aceapc
A qualified incorporation service specialist will not only prepare the documents required by your state, they will also manage the sometimes time-consuming filing process.(read entire article)(posted on: 2011-08-08)
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Compare Business Loans For The Best Deal    By: Mildred Daniel
It is important to Compare Business Loans in order to ensure that you get the best financial assistance for your enterprise. A lot of entrepreneurs are starting their own enterprise and they require finance for setting up their business.(read entire article)(posted on: 2011-08-08)
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Speedy Online Payday Loans Help Folks Get From One Paycheck To The Next    By: Carole Tapaha
In the event you ran into some cash troubles, California payday loans will help you obtain cash within a flash. There is nothing better than acquiring money straight away to solve crisis circumstances. Letting your family members endure is not worth it.(read entire article)(posted on: 2011-08-07)
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How To Sell Dimes Coin & Lincoln Cent That Are Uncommon?    By: Jack russel
Uncommon coins type the collectible items among the checklist of most desired coins of numismatics of the world. Individual or economical reasons may make some coins pretty special.(read entire article)(posted on: 2011-08-06)
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Installment Loans: A Reliable Financial Alternative To Resolve Short Term Needs    By: Hans Ravis
With installment loans, you do have a chance to source quick and immediate funds. The loans are unsecured and can be availed by applicants, irrespective of credit status and financial background. If you do want to learn more on these loans, then you can go through this article.(read entire article)(posted on: 2011-08-06)
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