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Archived Articles about Investing/Finance
Prepaid Or Secured Credit Cards Can Help Establish Your Credit By: Alisdair Cosgrove
You pay for the credit card before using it, this is why it is called a prepaid or secured credit card.The credit card user has to make a “security deposit†of a specified amount to pay for the prepaid credit card.Most of the time, you will have to pay an amount between $200 and $500 as a security deposit and your credit line is limited by the amount of security paid.(read entire article)(posted on: 2008-10-19)
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Secured Loans, How Are They Different From An Unsecured Loan By: David Doyle
From cars to homes secured loans are everywhere and they come in many different styles, sizes and shapes to choose from. It is important to remember though that before you choose a secured loan that you take the time to research all the choices so that you can make sure that you are choosing the right one that will work for you and not simply because it is the cheapest for you right now.(read entire article)(posted on: 2008-10-18)
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Personal Loans By: Megan Mathews
Personal loans provide the consumer with the credit needed for certain expenses. The consumer loan is unsecured, requiring no assets to be used as collateral.(read entire article)(posted on: 2008-10-18)
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By Declaring Your Intent To Repay You Can Gain Financing For A Loan By: Alisdair Cosgrove
Self-employed business owners are not able to produce proof of a constant flow of income and if they try to obtain financing, they may be considered to be a risky borrower by the lenders.Therefore, the lender who takes the risk of granting a loan to a borrower such as this is uncertain about the loan being repaid.With the self certified personal loan this has been overcome, whether you run your own business or have certified accounts or no proof of income, you can still raise financing with a secured or unsecured self-employed loan(read entire article)(posted on: 2008-10-18)
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Finding The Best Loan By: Alisdair Cosgrove
It is very important that you take the time to compare different loans if you are thinking of borrowing, as there are many loans types and a wide range of lenders to choose from. You need to ensure that the loan you opt for is best for you and circumstances, and in order to do this you will need to look at different areas of each loan to see whether it fits in with your needs. You also need to ensure that you can afford the repayments, and bear in mind that access to loans is more restricted these days due to the global credit crunch(read entire article)(posted on: 2008-10-17)
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The Pros And Cons Of Unsecured Loans By: Groshan Fabiola
An unsecured loan is an agreement between two or more parties that in which one, usually a bank or other lending company, will loan money to an individual without the individual needing to put up any assets as collateral for the loan(read entire article)(posted on: 2008-10-17)
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What To Know About Bad Credit Loans By: Groshan Fabiola
Many people have at one time or another, fallen behind in bill payments, or had an unexpected situation such as loss of a job that has placed them under financial strain. When people are faced with these financial difficulties, their credit rating is often negatively affected because they simply don’t have the money to pay bills on time or to pay back loans(read entire article)(posted on: 2008-10-17)
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The Basics Of Unsecured Loans By: Groshan Fabiola
Unsecured loans may be the perfect option for those that need a loan but do not have anything to put up as collateral for the loan. With secured loans, people who have things such as a house or even a car have the assets to obtain a secured loan, agreeing that they will lose said asset should they default on the loan(read entire article)(posted on: 2008-10-17)
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Discover Your Home Value By: Groshan Fabiola
Your home is where the family gathers and celebrates itself. Whether a small cozy cottage, a lean post modern, or a sleek high-rise, home is where we hang our hats as well as our dreams(read entire article)(posted on: 2008-10-17)
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Home Loans What Are My Options By: David Doyle
You also have the flexible home loans in which part of the loan occurs with a fixed interest rate and another portion has a different rate. These rates can be changed once as well as several times throughout the length of the loan depending on the type you choose to get.(read entire article)(posted on: 2008-10-17)
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