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Il Prestito Cosa Sono Il Tasso Tan E Taeg? By: Quando si richiede un prestito leggiamo sempre int
Quando si richiede un prestito leggiamo sempre interessi TAN e TAEF, ma cosa significa esattamente?
In un contratto di prestito il TAN significa "tasso annuo nominale", con il termine TAEG si intende invece il "tasso annuo effettivo globale" di un finanziamento/prestito.
Con il TAN si indica un tasso interesse sul prestito concesso al cliente:
l'interesse deve venire corrisposto annualmente ed è espresso in termini percentuali;
il tasso TAN indica solamente gli interessi da restituire, senza eventuali spese di pratica.
ATTENZIONE: Il TAN non corrisponde al costo complessivo del finanziamento.
Il tasso d'interesse TAEG (anche detto ISC = Indice Sintetico di Costo) viene anch'esso espresso in percentuale, ed ha un lavoro fissato per legge;indica il costo effettivo del prestito, la somma complessiva che il cliente dovrà rimborsare alla scadenza del finanziamento concordato.
E' il valore su cui dobbiamo porre maggior attenzione perchè comprende, oltre agli interessi, anche le spese accessorie, che incideranno sul prestiti:.
Il calcolo di TAN e TAEG avviene in misura fissa su base annua, ripartita in maniera costante sugli anni di rimborso del finanziamento.(read entire article)(posted on: 2009-09-14)
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Va Streamline Refinance Loans By: Jamie Hanson
VA Streamline Refinance Loans are specifically meant for veterans with bad credit. There are various ...(read entire article)(posted on: 2009-09-13)
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Why You Should Trade Foreign Currency Online By: Cedric Welsch
There are plenty of forex resources online which you can use to amp up your knowledge. The internet has indeed made itself a useful thing not just for personal purposes but also for business endeavors such as foreign currency trading.(read entire article)(posted on: 2009-09-12)
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Rental Guarantee – Various Solutions To This! By: Gyan K
Have you faced problems in the past? You may have incurred loss due to a rent defaulter. Unable to meet your expenses as you earned less for that particular year due to loss of rent.(read entire article)(posted on: 2009-09-11)
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Rent Guarantee Scheme – Protect Your Rental Income Flow! By: Gyan K
Are you planning to rent out your property? Take enough care to safeguard your rental property as well as your rental income. Alleviate any damages caused to your building by seeking the right solution.(read entire article)(posted on: 2009-09-11)
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Rent Guarantee Insurance – Your Solace In Times Of Calamity! By: Gyan K
Have you ever contemplated on what happens to your rental property in case of a natural calamity or a mishap? If you have never applied for any kind of insurance to protect your rental property then you are in for a big trouble.(read entire article)(posted on: 2009-09-11)
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Epc Certificate – Enhance Your Building’s Energy Efficiency! By: Gyan K
EPC or Energy Performance Certificate have been made compulsory to
all landlords. It has been made mandatory since 1st of October 2008 and is a legal requirement to provide all new tenants in England and Wales with this certificate known as Energy Performance Certificate.(read entire article)(posted on: 2009-09-11)
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Energy Performance Certificate – What Does This Hold For A Landlord? By: Gyan K
Energy Performance certificate is meant for buildings which are for commercial or domestic properties are built, sold or rented. This means that sellers require them for private sales and landlords need to provide them to prospective tenants.(read entire article)(posted on: 2009-09-11)
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Rent Guarantee Insurance – How Does It Help A Landlord In Protecting His Rents? By: Gyan K
Rent guarantee protects your rental income flow from being disrupted. In other words, it helps a landlord get his rent on time. Incase a tenant defaults on rent and a landlord has an insurance of rent protection then his insurance premiums paid will cover up the rental loss.(read entire article)(posted on: 2009-09-11)
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Tenant Reference – A Boon To Landlords! By: Gyan K
Choose the right tenant for the right house with the help of a tenant referencing agency. A professional tenant verification agent has enough of expertise in detecting a fraud tenant and will avoid referring any such tenant to the landlord.(read entire article)(posted on: 2009-09-11)
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