Archived Articles about Investing/Finance

Where Will It Stop?    By: Charles Martin
Banking is one of the main institutions of the world. The oldest bank in the world Banca Monte dei Paschi di Siena, founded in Italy in 1472, shows that they have been around for a long time. In modern times they are the corner stone of our global economy. Most of us only own a house because of them. You Don't Have A Bank Account! In our modern lifestyle it is hard to imagine not having a bank account. Most companies now will not pay in cash. Meaning - no bank account, no payday. If you want to buy a house the first place you go to is the bank, for a mortgage, for a cash payment, for a check payment, or for e-billing. Banking is essential for everything. Even most of our shopping is done using credit or debit cards. It wasn't always like this. Barter Before this and standard currency, we used a barter system. This system of payment meant that you traded something you had for something you wanted. Although it worked well enough, it was difficult to standardize. Prices would change depending on who was trading and it made taxation virtually impossible. That is why this system as all but died out now being replaced with coinage. Promissory Notes Its extinct form is the promissory note. Not dissimilar to the modern check, these handwritten notes promised the designated person payment. They have died out as they are open to fraud and there are much quicker ways of conduction business now, such as debit and credit cards. The Age Of Plastic We are now living in the age of plastics. The computer chip on each small credit card can hold all the information you ever need for financial matter. Even physical money is becoming obsolete in light of how successful this easy to use interface is. Banks are now offering more and more services with these cards. But it doesn't stop there. The Internet Age Even the mighty credit card could soon be the next victim. As technology advances further, more and more people are opting to use Internet banking, needing only a computer to transfer their money. Although they will still need to have a portable way of paying for things, how soon until the computer in your phone can do so? We already use Bluetooth and other wireless methods of sending data why not use such technology for your banking needs as well? Fraud Fraud is the main reason which has changed banking so much over the ages. With each new development, it is not long before people find a way to abuse the system. This leads financial institutions to come up with new, more secure methods of this service. This process will be never ending and who knows what form the next credit card or check will take. You may have a computer chip embedded into your skin that is constantly updated as you make a purchase. The future is unclear but one thing is certain. You will always need some form of financial institution to allow trade to flourish.(read entire article)(posted on: 2009-12-23)
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Debunking Myths Related To Car Insurance    By: evanisaiah110
Most car owners remain unaware of the pitfalls in car insurance policies that often have them paying more than they really need to. To avoid such situations, you must collect all the necessary information available on such policies and understand the terms and conditions thoroughly before signing anything. The best way to avoid paying high premiums is to shop around and get to know the best deals offered by various companies. You can then compare their quotes and choose the one that suits your needs the most. In addition to directly contacting companies in your area, you can also check out online quotes and negotiate the specific features in the car insurance policy that you wish to remove or add to the package. Very often, people do not pay much attention to the clauses in fine print in their policy document before officially signing it. This tendency can cost you dearly. If you fail to thoroughly understand all the points mentioned in the policy, chances are that you will not notice that several items may not receive coverage under the policy. And if you happen to be involved in an accident with this auto coverage, you may not get the compensation you deserve. Here is a closer look at some myths and the facts regarding car insurance policies: Myth 1: Any kind of policy will do – even a cheap one. The Fact: When it comes to choosing auto coverage, never go by the price Alone. This is because the best policies usually do not come at ridiculously cheap rates. However, if you still happen to go in for a cheap policy, remember that certain compensation may not be covered by this policy. However, that does not mean you must avoid cheap policies completely. If you do get all the necessary coverage at a cheap rate, then a cheap policy may be a good choice. Myth 2: Expensive car insurance policies are the best you can get. The Fact: Very expensive policies usually include coverage for a lot of features that most car owners may not really need. That means the person will end up paying for more coverage than he actually needs. Myth 3: The policy will cover all items in the car. The Fact: Most car owners take special interest and pride in installing expensive items in their car. Examples of such items include stereo set, mini television, car refrigerator and the like. But these car owners remain unaware that these expensive items will not be covered by their car insurance policy in case of an accident. Most policies only cover damages to the car. So it would be best not to install too many expensive items in your car. Never use your car as a display board of your financial status. Just use it for what it is intended for – to transport you to your chosen destination. These are just some of the common myths related to auto coverage policies. There are many more myths that you need to assess and debunk. For this, it is essential to be equipped with accurate and reliable information provided by reputed car insurance companies or agents.(read entire article)(posted on: 2009-12-23)
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Best Car Lease Finance    By: Shane Peters
Car lease finance is a great option for anyone who needs a car for employees or business use, or who lacks the finances to make an upfront payment on purchasing a car for their business.(read entire article)(posted on: 2009-12-23)
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Satisfy Urgent Needs Quickly!    By: Sadhana Dhanyal
There are times when you need cash urgently and face a dearth of loans. It is not easy to avail a loan in a short period of time. Not many lenders approve funds to borrowers in a short period. The lenders take into consideration various factors such as repaying capacity, the credit score and so on. Hence, if you need finances to meet some of your urgent needs, you can avail instant cash loans. These types of finances can help you meet most of your needs in a short period of time. They can provide you with quick finance. There are many lenders offering such types of funds. You can make the most of such finances. You can choose from various types of funds. These types of finances can help you raise finance. You could utilise the finance amount for home renovations, car purchase, business start up or expansion, wedding, medical emergencies, debt consolidation or even to take a short break! You need not sell your home outright to get yourself an instant personal loan. You could be helped to free up the equity tied on your home. If you are a tenant or a homeowner afraid to pledge your home, you can seek help in the form of quick decision employed instant loan personal self unsecured! These types of finances do not require any paperwork. Within a short period of time, you can make use of loans. Have past finance refusals forced you to believe that such types of funds are impossible? If you feel so, you are wrong. It is possible to avail such types of funds despite credit problems. Your adverse credit score will no more pose as a deterrent to avail loans. You can seek help from financial experts. They can help you avail finances quickly. They can guide you to get the finance you require easily. They can help you with instant loan money personal without any delays or long waits. It doesn’t matter if you had CCJ’s, defaults, arrears, late payments, IVA’s or credit problems in the past, you can still avail loans. The finances are available to suit any of your needs. You can seek advice from financial experts who can guide you get the best deal. You can make the most of this type of situation. As the name suggests, these types of loans are meant for borrowers with urgent requirements. Such borrowers can satisfy any of their needs easily.(read entire article)(posted on: 2009-12-23)
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Avail Loans For Varied Business Needs!    By: Sadhana Dhanyal
Business needs are varied. You may never know when and how you may need money. You may need cash at any given point of time for various needs. Instant business loan can help you get the required amount of cash in a short period of time. You are full of ideas and ready to launch your small business! No matter how striking and innovative your business idea is you still need such types of funds to get started! You may wonder how to avail such finances. You can either approach a traditional lender or look out online. Approaching traditional lenders will help deal face to face with lenders. You can discuss with them as to what you require. They can help you avail these types of funds easily. If, on the other hand, you do not have the required time to approach lenders yourself, you can look online. Looking online can help you avail loans much faster. You can avail instant guaranteed business loan. Many people are resorting to self employment options, which has increased the options for such types of finances. You can avail these types of finances at flexible terms and conditions. Moreover, the interest rates are incredibly low which adds up to a TRULY LOW COST instant business loan. Whatever the range of your business loan requirements, you can get them easily. You can also benefit from the trustworthy advice offered by our specialist advisors. You need not despair that only big business plans get the best reputed deals. With small business plan also you can get the required amount of funds. We will ensure that you secure instant business loans even for small business start up. All you need is a good business plan. Why Should You Choose Instant Business Loans? •Wide range of loan deals and services •Lowest interest rates •Flexible repayment options suited for you •Immediate approval and prompt payout •Advice from a business mentor •Fast and free online quotes There are many lenders who specialise in offering low cost loans for a variety of business purposes. The competitive loan options and streamlined instant business loan process will ensure that you get the online instant business loan you need without any long waits or hassle! You will be encouraged to choose the easiest way to secure a small business loan. Availing such loans online is easy and simple.(read entire article)(posted on: 2009-12-23)
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Satisfy All Your Personal Needs Immediately!    By: Sadhana Dhanyal
There are many borrowers who are on the lookout for loans to meet their personal needs. If you are one such borrower, you can avail fast decision personal loans. These kinds of finances will provide the support you require.(read entire article)(posted on: 2009-12-23)
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Make Hay With Instant Unsecured Loans!    By: Sadhana Dhanyal
Are you a borrower who is faced with an urgent requirement and is wondering how to procure loans? If yes, then you can find respite in instant unsecured loan. If you do not have any valuable asset to pledge as collateral, you can still avail these kinds of finances.(read entire article)(posted on: 2009-12-23)
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Payday Loans - A Solution To Financial Difficulties    By: Martin Sumner
January is one of the times of year that many of us experience financial difficulties, as the expenses of the festive period have to be met. Could a payday loan be the answer?(read entire article)(posted on: 2009-12-23)
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Give Your Business A Clockwork Precision With The Use Of Commercial Remortgage    By: Willium Hurst
Commercial remortgage offloads the mounted up equity from your previously mortgaged business premise and provides you with an amount that you will be able to use for a handful of purposes; both business and non-business. The added gain, it relieves you from the complications of a traditional loan.(read entire article)(posted on: 2009-12-23)
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Security Of One’s Money Is Not A Problem Anymore    By: Dianne Keepter Watkins
The financial advisors are the only people who can help you secure your future economic problems, they must be contacted for a tension free future.(read entire article)(posted on: 2009-12-23)
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