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Archived Articles about Debt
Teens And Money By: Greg McTaggart
According to JA Worldwide (formerly known as Junior Achievement), 11 percent of teens have credit cards in their own name, and 6.2 percent of 13- and 14-year-olds have their own plastic.
With this in mind, it's important to teach teens what interest is — the percentage of your purchases you pay for the privilege of borrowing money from the credit card company — and how quickly it can add up and what the real debt problem will be.(read entire article)(posted on: 2008-04-06)
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Debt Help: Rising Debt Alarm By: Greg McTaggart
"A variety of recent studies show that Americans' debt is rising alarmingly. The debt-counseling, nonprofit organization Myvesta.com, of Rockville, Md., says its average new client now has 11.3 credit cards, compared to 8.1 last year. The clients' debts rose from an average of $52,210 in 2002 to $77,036 this year."
Put the emotion away and let's get crackin' with some cold hard facts. What do you do when all of a sudden the month is just beginning and you have nothing left?(read entire article)(posted on: 2008-04-06)
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Budgets And Motivation... What You Should Know By: Greg McTaggart
Budgeting is the first step in debt reduction but motivation must be constant.
If you ever wanted to get ahead financially; if you ever thought you wanted to get out from under a sea of debt; if you ever wondered where the money went; you need a budget! But how do you develop a good budget and how do you stick with it. This is what you need to know.(read entire article)(posted on: 2008-04-06)
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America’s Debt Diet By: Greg McTaggart
America—it is time to get rid of your debt! Financial experts David Bach, Jean Chatzky and Glinda Bridgforth offer their step-by-step action plan to help set you on the path to financial freedom.(read entire article)(posted on: 2008-04-06)
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Lower The Credit Card Debt With Biweekly Payments By: Greg McTaggart
Split your normal monthly amount to help save money. ‘Today’ financial editor Jean Chatzky explains how you can beat some finance charges. Tired of paying so much in finance charges to your credit card company each month? Here's a solution you may not have considered: Make biweekly payments.(read entire article)(posted on: 2008-04-06)
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Advertisements Promising Debt Relief May Be Offering Bankruptcy By: Mark Smith
Washington, D.C. -- Debt got you down? You're not alone. Consumer debt is at an all-time high. What's more, record numbers of consumers are filing for bankruptcy. Whether your debt dilemma is the result of an illness, unemployment, or simply overspending, it can seem overwhelming. In your effort to get solvent, be on the alert for advertisements that offer seemingly quick fixes.(read entire article)(posted on: 2008-04-06)
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Money Matters: Life After Debt Consolidation By: Mark Smith
Once you’ve consolidated your debts, it’s crucial to make some changes to your spending habits to become debt free. Otherwise, you’ll end up growing your debt again. There are many different ways to save money in various areas of your life that will help you have some extra money every month. By developing smarter spending habits you can pay down your debt faster and begin to put some money away in savings for unexpected emergencies and for your future. Here are a few tips for managing your money:(read entire article)(posted on: 2008-04-06)
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On The Road To Debt: Signs And Symptoms By: Mark Smith
Typically, debt doesn’t just happen overnight. In most cases, it’s the result of consistent bad spending practices. The sooner you recognize these practices, the better off you’ll be. Here are some practices that should raise the red flag:(read entire article)(posted on: 2008-04-06)
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Extreme Debt Collectors: Know Your Rights By: Mark Smith
If you’ve ever been behind in paying your bills and they’ve been turned over to a debt collector, you can relate to how stressful it can be. There are certain things the debt collectors can and cannot do that you should know about.(read entire article)(posted on: 2008-04-06)
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Dealing With Debt Collectors Head-on By: Mark Smith
When you’re faced with the having to deal with debt collectors, it can be one of the most devastating times in your life. Constant mail, annoying phone calls, even embarrassing calls to your employer or family can really cause a lot of stress. Following these tips can help you alleviate some of the problems.(read entire article)(posted on: 2008-04-06)
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