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Information Regarding Family Lawyers, Lawyers, Divorce Lawyers And Attorney By: kasurilevy
Our lawyers are known for handling complex matters aggressively with reasonable rates. We are committed to the highest level of service and will do our best to protect your rights. Please enjoy your tour through our website and feel free to call us to discuss any of your legal matters.(read entire article)(posted on: 2009-09-29)
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Filing For Bankruptcy In Minnesota By: Groshan Fabiola
In today’s world filled with enough problems, the global economic crisis has come as a hard blow for many Americans. Each day, the number of Americans and businesses filing for bankruptcy in an attempt to escape their poor financial situations is growing at an alarming rate(read entire article)(posted on: 2009-09-24)
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Finding A Great Divorce Lawyer In Minnesota By: Groshan Fabiola
A divorce is something that everybody dreads, men and women alike. Something has gone wrong in the relationship, there is a lack or communication or the bond simply isn’t there anymore. This is when most couples decide it is time to part with one another and try to find their happiness somewhere else(read entire article)(posted on: 2009-09-24)
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Los Angeles Dental Malpractice Attorney – When To Hire One By: Dietrich Elliot
Los Angeles Personal Injury Attorneys are expert Trial Attorneys have recovered over $100,000,000 on behalf of their clients.(read entire article)(posted on: 2009-09-17)
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How Can I Repair My Credit? By: john stewart
Whether you have filed Bankruptcy or have faced foreclosure, repossession or a delinquency on a loan, it is a fact of life that your credit score can fluctuate. Access to credit is important when applying for a car or home loan or when starting a new business, the lower your credit score, the higher your interest rate will likely be. FICO scores range from 300 to 850; the median score is 723. To get the best rates, you’ll usually have to have a score of at least low- to mid-700s, so how can you repair your credit score after it has been damaged? Unfortunately, it is far easier to bring your credit score down than it is to make improve it. Neverthelless there are steps you can take:(read entire article)(posted on: 2009-09-11)
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Will Bankruptcy Stop Wage Garnishments? By: john stewart
The short answer is yes. Once your case is filed, creditors are no longer entitled to garnish your wages for debts that existed at the beginning of the case. The only exception may be for on-going child or family support ordered by a court. This is a function of the automatic stay. The filing of a bankruptcy case, under any chapter of the Bankruptcy Code, triggers an injunction against the continuance of any action by any creditor against the debtor or the debtor's property.(read entire article)(posted on: 2009-09-11)
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Changes In Mortgage Payments In Chapter 13 Cases By: john stewart
A Chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor's current monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period "for cause." If the debtor's current monthly income is greater than the applicable state median, the plan generally must be for five years. In no case may a plan provide for payments over a period longer than five years. 11 U.S.C. §1322(d). During this time the law forbids creditors from starting or continuing collection efforts.(read entire article)(posted on: 2009-09-11)
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Yaser Arafat Of Bankruptcy? By: john stewart
Exemption laws are crucial to any personal bankruptcy filing. Indeed, the availability of exemptions is usually key to the determination of whether to file bankruptcy in the first place. If the debtor has significant amounts of property that could potentially be lost in a chapter 7 liquidation, chapter 13 may be the answer. Even in a chapter 13 setting, the value of nonexempt property may determine the minimum that must be paid to unsecured creditors.(read entire article)(posted on: 2009-09-11)
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How Long Does Foreclosure Take? By: john stewart
In Foreclosure
Power of Sale Foreclosure vs. Judicial Foreclosure, how fast can the bank foreclose?
First of all, most lenders will not begin foreclosure proceedings until a borrower is 3-6 months behind on their payments. Although missing a single payment is a default under the terms of most loan documents, lenders have neither the time nor the desire to foreclose on borrowers who have missed one payment. The process will be initiated when it becomes clear that the debt can no longer be serviced. This post deals with the timing of a foreclosure once your lender has started the process and has instituted a foreclosure action against your property.(read entire article)(posted on: 2009-09-11)
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Short Sale Traps By: john stewart
I get a lot of calls from clients who tell me that their real Estate agent has recommended a short sale as an alternative to foreclosure. The selling point is that you will avoid a foreclosure on your credit report. Homeowners think this is a great option, but, while it sounds great, the reality isn't as wonderful. A short sale can lead to a number of pitfalls, a few of which are outlined below.(read entire article)(posted on: 2009-09-11)
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